Recent news stories are saying that many people -- here in Montana and nationwide -- are being surprised by high out-of-pocket costs for medical care, including emergency care.
Having health insurance doesn’t mean you have coverage.
According to a recent poll from the American College of Emergency Physicians, nearly all (96 percent) of emergency physicians say that patients don’t understand what their insurance policy covers for emergency care. Each day, emergency physicians — myself included — have seen patients who have had significant co-pays, up to $400 or more, for emergency care. For many, it’s too much of a financial burden and will deter them from seeking emergency care when they need it. It’s incredibly dangerous.
Jay Kaplan, MD, FACEP, of San Anselmo, California, is the president of the American College of Emergency Physicians.